Investing in the stock market is an art that is difficult to master.

Many beginner investors are afraid of the risks associated with investing real money, which is why business simulation games are a great starting point. These games allow you to learn market mechanics safely.

In the world of simulation games, you can find both entertaining games and more professional stock market simulators that faithfully reflect the workings of the stock exchange.

For those who want to combine learning with fun, we have prepared a list of the seven best simulation games and apps. In our ranking, we considered games with engaging mechanics, advanced simulation systems, and intuitive interfaces. Ready? Here are our suggestions!

To start, here are a few simpler titles that immerse players in the world of simulation, where stock market investing is one of the gameplay elements.

GameReleaseGenreDeveloper
Superpower 2 2004-10-11 Simulation GolemLabs
Nobunagas Ambition Sphere Of Influence 2015-09-01 Strategy KOEI TECMO GAMES CO., LTD.
Terra Invicta 2022-09-26 Simulation Pavonis Interactive
Crusader Kings III 2020-09-01 Strategy Paradox Development Studio
Hearts Of Iron IV 2016-06-06 Simulation Paradox Development Studio
Distant Worlds 2 2022-03-10 Simulator Code Force
Sid Meiers Civilization VI Platinum Edition 2016-10-20 Economy Aspyr (Mac, Linux)
Stellaris 2016-05-09 Strategy Paradox Development Studio
Victoria 3 2022-10-25 Strategy Paradox Development Studio
Europa Universalis IV 2013-08-13 Economy Paradox Development Studio
Cities Skylines II 2023-10-24 Simulator Colossal Order
Cities Skylines 2015-03-10 Economy Colossal Order Ltd.
Factorio 2016-02-25 Indie Wube Software LTD.

Capitalism Lab

Release date:2012
Genre:Strategy
Developer:Enlight Software

Capitalism Lab is an expansion of Capitalism II, introducing new mechanics like widescreen mode and an inflation indicator.

Image credit: Enlight Software

The game allows players to manage companies, invest in the stock market, and build financial empires. The refined simulation system enables players to take on the role of a CEO, making decisions that affect the company’s performance and stock prices.

Thanks to its complexity and realism, Capitalism Lab is an excellent choice for players seeking a full-fledged financial market simulator. However, note that it requires the base game, Capitalism II, to run.

Key features
  • Detailed stock market simulation
  • Company management across various industries
  • Advanced financial data analysis systems

Wall Street Raider

Release date:1986 (updated annually)
Genre:Business simulation game
Developer:Michael D. Jenkins

Wall Street Raider is a classic in the world of stock market simulators.

Image credit: Michael D. Jenkins

Players can invest in stocks, manage investment funds, and navigate economic crises. The game demands strategic thinking and offers incredible realism in gameplay.

With its realistic market mechanisms and data analysis features, Wall Street Raider is a great stock market simulation for ambitious investors. Its engaging and challenging strategy makes it one of the most comprehensive games on the market.

Key features
  • Realistic financial market simulation
  • Transactions across diverse asset types
  • Challenging economic scenarios

STONKS-9800: Stock Market Simulator

Release date:2023
Genre:Simulator
Developer:TERNOX

STONKS-9800: Stock Market Simulator is a humorous take on the stock market, inspired by Japanese games from the ’90s.

Image credit: TERNOX

Players can manage their stocks and observe how their investments impact the virtual economy. While the game features simplified mechanics, it offers plenty of fun and serves as an introduction to the world of investing.

Its light-hearted vibe and retro aesthetic make learning stock market basics enjoyable.

Key features
  • Simplified investment mechanics
  • 90s-inspired aesthetics
  • Beginner-friendly format

The Invisible Hand

Release date:2021-05-07
Genre:
Developer:Power Struggle Games

In The Invisible Hand, players assume the role of an employee at an investment corporation tasked with maximizing profits.

The game mechanics include market manipulation, data analysis, and avoiding financial scandals. It provides a glimpse into the brutal realities of the stock market.

The Invisible Hand explores the moral and strategic aspects of working on the stock exchange—an ideal choice for those wanting to understand both the ethical and practical challenges of investing.

Key features
  • Market manipulation mechanics
  • Engaging storyline of corporate intrigue
  • Dynamic market reactions to player decisions

The Guild 3 (Professional Stock Market Simulators)

Release date:2018
Genre:RPG
Developer:GolemLabs

While The Guild 3 is primarily a simulation of medieval life, players assume the role of a commoner involved in politics and trade.

The goal is to build wealth, expand trade networks, and speculate on the market.

The Guild 3 combines life simulation elements with economic mechanics. Its medieval setting and complex trading systems make it unique among simulators. Although the game takes place in the Middle Ages, it offers mechanisms reminiscent of modern stock exchanges.

 

Key features
  • Advanced trading and speculation systems
  • Medieval world full of economic challenges
  • Blend of life simulation and strategy

Professional Stock Market Simulators

Now, for those uninterested in typical simulation games but seeking operations closer to reality, here are some intriguing simulation apps. These allow you to explore stock market mechanisms and try your hand — without the risk!

MarketWatch Virtual Stock Exchange Game

Release date:-
Genre:Simulator
Developer:MarketWatch

The MarketWatch Virtual Stock Exchange Game is a mobile app that simulates real-time stock investing.

 

Players can buy and sell stocks on a virtual stock exchange (a mirror of the real one), track their portfolio, and compete with other users.

Thanks to integration with real market data, the app is perfect for beginner investors who want to learn the basics of the stock market without financial risk.

Key features
  • Real-time business simulation game
  • Integration with real stock market data
  • Competitive mode with other players

Financial Game Stock Market Simulator

Release date:2013-2019
Genre:Simulator
Developer:The SIMFA Foundation The Stock Market Game

The Financial Game Stock Market Simulator is an educational app (mainly targeted at primary and secondary school students) offering a realistic stock market game.

It allows players to analyse data, manage investment portfolios, and compete with other users. It’s ideal for those who want to develop skills through learning in a safe environment.

Its extensive educational features and real-time tracking make this app one of the best choices for future investors.

Key features
  • Virtual investing in diverse assets
  • Real-time performance tracking
  • Advanced analytical tools

Summary

Whether you are a beginner investor or an experienced player, stock market simulators provide invaluable opportunities to develop skills in the financial world. From engaging Steam games like Capitalism Lab and The Invisible Hand to advanced educational apps like the MarketWatch Virtual Stock Exchange Game, each of these options offers something unique. Try them today and begin your journey into the stock market in the virtual world!